JOURNAL
Luxury and Supercar Rental Insurance in Dubai
By Alaa Halabi
Updated
When renting a luxury car or supercar in Dubai, ask what you would owe after a covered accident, what falls outside the cover and how to report an incident. Superior’s published terms exclude tyre and rim damage from basic cover and optional Collision Damage Waiver (CDW). They also provide for daily rental charges during repairs if you are found at fault, even when you purchased CDW. Superior’s rental terms
Basic cover, CDW and zero excess
| Term | What to ask Superior before booking |
|---|---|
| Basic cover | What is included in the quote for your car? Ask what excess and other charges could apply if you are found at fault. |
| Optional CDW | How does it change what you owe for covered damage? Ask for the cost of the waiver and any remaining excess, exclusions and repair-day charges. |
| Zero excess | If a quote offers zero excess, ask which damage it applies to and which costs you could still owe. Get the answer in writing with your quote. |
An excess is the amount you may have to pay towards covered damage. If the quote states zero excess, that applies to the excess for the covered incident. Separate charges and exclusions can still apply under the rental agreement.
Charges to check before you collect the car
- Tyres and rims. Superior’s published terms say the renter pays for tyre or rim repairs or replacement.
- Time in repair. For at-fault damage, the terms provide for daily rental charges for the time the car is being repaired, including when CDW was purchased.
- Drivers and permitted use. Confirm each named driver’s eligibility and where you may take the car. Superior’s terms prohibit racetrack driving, desert driving and drifting.
- Security hold. Ask how the deposit is taken, how it is released and which charges may be deducted. Compare this separately from your insurance excess.
If you plan to rely on insurance from a credit card or a travel policy, get written confirmation that it covers the exact vehicle, country, rental duration and drivers. Check its exclusions and claim process, including whether you would need to pay the rental company first and claim reimbursement.
What to do after an accident or damage
- Contact the police and Superior immediately and follow police instructions at the scene.
- Obtain the police report in the renter’s name as required by Superior’s terms. Dubai Police provides an online service for eligible minor traffic accidents. Dubai Police accident reporting
- Give Superior the report and any details it requests. Ask the team for the next steps before arranging towing or repairs.
Compare the total rental quote
Ask for the rental rate, the cover included, the price of optional CDW, the excess, excluded damage and any repair-day charges. Save a copy of the quote and rental agreement. At handover, review the condition report and photograph the wheels and bodywork so you and the rental team have the same record.
Browse Superior’s rental fleet or contact Superior for the terms and cover available on your dates.